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Kurla Road, Andheri East, Mumbai - 400099


Business Loan

Business Loan is the financial product that ensures a consistent flow of funds for SME businesses to maintain its growth momentum and business expansion. It is the type of unsecured loan, which enables the borrower to leverage its benefits without putting any asset/commodity as collateral.

Self-employed individuals and ventures use the business loan as an instrument to

  • pay off the debts,
  • investing in new machinery,
  • funding day-to-day business operations,
  • and to fuel other business activities that need continuous finance flow.

The preeminent need of any business person is to see his/her business develop, extend and prosper. To satisfy this longing, entrepreneurs settle on business credits and meet their money related necessities. Nonetheless, getting moment reserves isn't generally conceivable, as banks and Financial Services Companies take as much time as necessary in concluding whether to endorse credit or not.

Capital is a crucial part for the achievement of trade today. Regardless of whether a firm is in ownership or huge association, fund holds the way in to its turn of events, and overseeing money is positively not an easy breezy. Remembering this, We offer Business Loans to help growing and existing business people.

Purpose of Business Loan

Business credits are significantly profited for purposes like

  • business development,
  • acquisition of hardware or plant,
  • interest in foundation,
  • recruiting staff,
  • look after stock, and so forth.

Further we have talked about all the pertinent parts of business credit for inside and out comprehension.

A business credit is an advance explicitly expected for business purposes. Likewise with all credits, it includes the production of an obligation, which will be reimbursed with included intrigue. There are various kinds of business credits, including bank advances, mezzanine financing, resource based financing, receipt financing, microloans, business loans and income advances.


Long-term loans for most business purposes tend to have a maximum term length of 10 years. However, certain business loans, such as commercial real estate loans, can have term lengths longer than 20 years.


  • The applicant age should be minimum 21 years & maximum 65 years.
  • Your business should be profit making at least for the past 2 years.
  • Minimum annual income should be Rs 1,50,000 per annum.

Required Documents

  • Proof of identity like Passport, Pan card, Voters ID Card and Driving License.
  • Address Proof.
  • Proof of Continuity Of Business.
  • Bank statement of minimum 6 months.
  • Board Resolution.
  • Income Tax Returns and Statement Of Computation of Income - for last 2 Years.
  • Audit report along with schedules of Profit & Loss and Balance Sheet - for last 2 years.
  • Latest Income Tax Returns of Co-Applicants - last 2 Years.

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